At Gentrez, we stop foreclosures and eliminate unmanageable debt using legal and lawful methods. Our process ensures that you don’t have to face the stress of fighting banks or lenders on your own. Once you sign over the required documents, we handle the entire process for you — from initiating protective actions to completing the legal work that keeps you in control of your property and financial future.

Yes, during the discharge phase, your credit score may temporarily dip. This is a natural part of the process, as accounts are being challenged and restructured. However, this dip is temporary. Within 4–6 months, after our credit repair process is completed, most clients see their scores not only recover but rise higher than where they were before. The end result is stronger credit, no debt, and a fresh financial foundation.

You won’t have to pay anything out of pocket. Instead, we help you secure credit and additional funding to cover the cost. You’ll only pay 90% of your mortgage amount over 3 years. After that, your home is considered paid off in full, no more monthly mortgage payments for you.

Once you submit the form, our team reviews your information and reaches out to confirm details about your foreclosure or debt situation. We’ll then explain the next steps, answer any questions, and prepare the necessary agreements for you to sign. After that, we take over the process, ensuring filings, communications, and enforcement are handled properly so you can focus on your life while we work in the background.

No, filling out the form does not obligate you to anything. It’s simply a way for us to understand your situation and provide you with tailored options. Yoau remain in control of your decision, and we will only move forward if and when you decide to work with us.

Yes. Our methods have been tested and proven many times. We operate within lawful and legal frameworks that force lenders and institutions to recognize your rights. By shifting the position of liability and properly structuring the response, we stop the foreclosure process so you don’t lose your home. This isn’t theory, it’s a process we’ve successfully handled for clients across different types of debts.

No, we assist with more than just mortgages. We also handle credit card debt, HELOCs, auto loans, tax debt, and other financial obligations. Our strategies are versatile and can be applied to a wide range of debt situations, meaning we can often resolve multiple issues for clients at the same time.

In many cases, foreclosure proceedings can be paused immediately once the right filings are made. The timeline for full resolution varies depending on your lender and the type of debt, but most clients see meaningful progress within weeks. Our goal is always to move swiftly, since time is critical when foreclosure or collections are involved.

Yes. We treat all client information with the highest level of confidentiality and security. Nothing you share with us will be disclosed to outside parties except as necessary to carry out the legal process on your behalf. Your trust is the foundation of our work, and we protect your data with the same care we use to protect your home and financial rights.